[step:Show that higher free cumulants vanish when one argument is the unit]We prove the following claim.
[claim:Unit entries kill higher free cumulants]
Let $m\ge 2$, let $x_1,\dots,x_m\in\mathcal A$, and suppose $x_j=1$ for some $j\in\{1,\dots,m\}$. Then
\begin{align*}
\kappa_m(x_1,\dots,x_m)=0.
\end{align*}
[/claim]
[proof]
For $r\in\mathbb N$, let $NC(r)$ denote the set of noncrossing partitions of $\{1,\dots,r\}$. If $\pi\in NC(r)$, define the block-product map $\kappa_\pi:\mathcal A^r\to\mathbb C$ on $(y_1,\dots,y_r)\in\mathcal A^r$ by
\begin{align*}
\kappa_\pi(y_1,\dots,y_r)=\prod_{V\in\pi}\kappa_{|V|}(y_{i_1},\dots,y_{i_{|V|}})
\end{align*}
where each block $V=\{i_1<\cdots<i_{|V|}\}$ is written in increasing order.
We prove the claim by induction on $m$. Fix $m\ge 2$, assume the claim is known for all orders $2,\dots,m-1$, and take $x_1,\dots,x_m\in\mathcal A$ with $x_j=1$. Let $z_1,\dots,z_{m-1}\in\mathcal A$ be the list obtained from $x_1,\dots,x_m$ by deleting the $j$-th entry. Since $x_j=1$ and $1$ is the multiplicative identity of $\mathcal A$,
\begin{align*}
\varphi(x_1\cdots x_m)=\varphi(z_1\cdots z_{m-1}).
\end{align*}
Apply the moment-cumulant formula to both sides. The formula for the right-hand side gives
\begin{align*}
\varphi(z_1\cdots z_{m-1})=\sum_{\sigma\in NC(m-1)}\kappa_\sigma[z_1,\dots,z_{m-1}].
\end{align*}
For the left-hand side,
\begin{align*}
\varphi(x_1\cdots x_m)=\sum_{\pi\in NC(m)}\kappa_\pi[x_1,\dots,x_m].
\end{align*}
The partitions $\pi\in NC(m)$ for which $\{j\}$ is a singleton block are in bijection with $NC(m-1)$ by deleting the singleton block and relabelling the remaining ordered positions. For such a partition, the singleton contributes
\begin{align*}
\kappa_1(1)=\varphi(1)=1,
\end{align*}
so the total contribution of all partitions with singleton block $\{j\}$ is exactly
\begin{align*}
\sum_{\sigma\in NC(m-1)}\kappa_\sigma[z_1,\dots,z_{m-1}].
\end{align*}
Now consider a partition $\pi\in NC(m)$ in which $j$ belongs to a block $V$ with $|V|\ge 2$. If $V\ne\{1,\dots,m\}$, then the factor attached to $V$ is a cumulant of order $|V|$ with one argument equal to $1$ and with $2\le |V|\le m-1$; it is zero by the induction hypothesis. Hence every such partition contributes zero. The only remaining partition of this kind is the one-block partition $\{1,\dots,m\}$, whose contribution is
\begin{align*}
\kappa_m(x_1,\dots,x_m).
\end{align*}
Combining the preceding decomposition of the moment-cumulant sum gives
\begin{align*}
\varphi(x_1\cdots x_m)=\sum_{\sigma\in NC(m-1)}\kappa_\sigma[z_1,\dots,z_{m-1}]+\kappa_m(x_1,\dots,x_m).
\end{align*}
Comparing this identity with the already established equality
\begin{align*}
\varphi(x_1\cdots x_m)=\varphi(z_1\cdots z_{m-1})=\sum_{\sigma\in NC(m-1)}\kappa_\sigma[z_1,\dots,z_{m-1}]
\end{align*}
yields
\begin{align*}
\kappa_m(x_1,\dots,x_m)=0.
\end{align*}
This completes the induction and proves the claim.
[/proof][/step]