[step:Construct the induced algebra homomorphism on the tensor product]
For $f\in k[X]$ and $g\in k[Y]$, choose polynomial representatives $F\in k[x_1,\dots,x_n]$ and $G\in k[y_1,\dots,y_m]$. Define the polynomial $H\in k[x_1,\dots,x_n,y_1,\dots,y_m]$ by $H(x,y)=F(x)G(y)$. Its restriction to $X\times Y$ depends only on the classes $f$ and $g$, so it defines a regular function $\mu(f,g):X\times Y\to k$ by
\begin{align*}
\mu(f,g)(p,q)=f(p)g(q).
\end{align*}
Pointwise addition and multiplication in coordinate rings show that $\mu$ is $k$-bilinear. Therefore, by the defining universal property of the [tensor product](/page/Tensor%20Product), $\mu$ induces a unique $k$-[linear map](/page/Linear%20Map) $\Phi:k[X]\otimes_k k[Y]\to k[X\times Y]$ such that
\begin{align*}
\Phi(f\otimes g)(p,q)=f(p)g(q)
\end{align*}
for all $f\in k[X]$, $g\in k[Y]$, and $(p,q)\in X\times Y$.
Moreover, $\Phi$ is a $k$-algebra homomorphism. Indeed, for pure tensors $f_1\otimes g_1$ and $f_2\otimes g_2$,
\begin{align*}
\Phi((f_1\otimes g_1)(f_2\otimes g_2))(p,q)=f_1(p)f_2(p)g_1(q)g_2(q).
\end{align*}
The same expression equals
\begin{align*}
\Phi(f_1\otimes g_1)(p,q)\Phi(f_2\otimes g_2)(p,q).
\end{align*}
By bilinearity this proves multiplicativity on all of $k[X]\otimes_k k[Y]$, and $\Phi(1\otimes 1)=1$.
[/step]